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Družstva

Členství v kooperativě znamená stát se akcionářem s právem hlasu, umožňující pravidelně spořit společně s ostatními členy. Dle uvážení můžete pravidelně přispívat menší obnosy. Kromě ročního garantovaného výnosu, mají členové právo účastnit se valné hromady.

Mikrofinancování

Mikrofinancování umožňuje poskytovat bankovní služby nejchudším podnikatelům v zemích 3. světa, kteří nemají přístup k finančnímu systému, finanční výkazy ani ručení. Míra nesplacených úvěrů, poskytnutých metodologií "microfinance", bývá překvapivě často nižší než u komerčních úvěrů.

Hybridní podpora

Hybridní podpora spojuje více mechanismů týkajících se spoření, darů či nákupu zboží a je šitá na míru té které organizaci. Jedním z příkladů hybridní podpory je projekt Spoření Kávou v družstvu Tosepan.

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  • We believe that every single one of us have the power to make a positive impact in this world. With time being such a coveted commodity, wise investments (be it time, money or...

    Our Approach

  • Einley is an international team of social entrepreneurs, finance specialists and development professionals. We believe that large-scale changemaking comes in the form of...

    Who We Are

Bio Mimicry Analytics

meaningful-metrics-in-the-workplace-using-nature-inspired-and-analytic-typologies-to-design-organizations-57-63_20181221-131239_1
 Today started the crowdfunding campaign to Czech Biomimicry Analytics endeavour on Indiegogo.  https://www.indiegogo.com/projects/analysis-of-biomimicry-lets-get-it-funded#/
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Poznej jiné kafe

 Přednáška mj. o Tosepanu a způsobům jak čelit gourmet dekadenci a kávovému neokolonialismu. 
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Reconfiguring Value Chains

During the past decade, many multinationals have come up short trying to make a profit by solving the pressing needs of low-income communities. Preoccupied with their social missions, companies have optimistically taken on challenging projects, only to be surprised when weak consumer demand and obstacles such as bad roads keep revenues low and cost...
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The Spread of Green Microfinance

 Silvia Fernández, a young widow, was not interested at first in a new energy-efficient refrigerator for her business, a bodega on a busy street of a poor neighborhood in Guadalajara, Mexico. She didn't know what energy efficiency meant, but when she was told it would lower her electricity bill, she changed her mind. She worked with Financiera...
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New Systems; the new "How" to do things

First there was Brexit. Then there was Trump. Then there was the rise of neo Nazis in Germany. And now there's Macron's grand plan to reform the EU. It's the final nail in the coffin. The old world just died. Did you notice? Most of us, while we might feel uneasy, haven't. So let me explain what I mean when I say the old world died — and then we'll...
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TOSEPAN TOMIN awarded The European Microfinance Award!

The housing finance cooperative from Puebla - Veracruz  mountains  was awarded an important price in Luxembourg.  http://www.european-microfinance-award.com/
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Cooperative Tosepantomin of Mexico Announced as a Finalist for European Microfinance Award on Microfinance for Housing

myELEN.com financed member of Tosepan coop cluster is a member of a final round for European Microfinance Award on Microfinance for Housing in Luxembourg! 2 nd October, Luxembourg On the 27 th of September, the Selection Committee for the European Microfinance Award 2017, on "Microfinance for Housing", composed of members of the Luxembourg Ministry...
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Brexit, energy and climate policy: What is at stake for Europe

A crash Brexit would wreak chaos in both the EU Emissions Trading Scheme (ETS) and the effort sharing regulation necessary to deliver the 2030 climate and energy package, warn Shane Tomlinson and Manon Dufour. This autumn will be a make or break period for the Brexit negotiations. With the clock ticking on the Article 50 process it is essential tha...
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France and Germany seek agreement on EU carbon market reform by November

  PARIS (Reuters) - France and Germany will work together on measures to reinforce carbon pricing in the European electricity sector and want an agreement on the European Union's carbon market reform by November, France's ecology ministry said on Monday. The two countries have renewed their commitment to jointly promote Europe's energy transit...
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Proper carbon tax could wipe billions from polluters' profits

More than $1.5tn (£1.2tn) in company profits worldwide could be erased by taxes required to meet the Paris climate agreement , according to analysis by Schroders. In a stark warning to investors to back more sustainable companies, the fund management group said total earnings of 12,500 global companies could fall by 20% were the world to limit itse...
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You have successfully installed EasyBlog

With EasyBlog, you can be assured of quality blogging with the following features: ​ Drag and Drop Blocks Add elements to your blog with a simple drag and drop element blocks. ​ Blog now, post later You can compose a blog now, suffer temporal writer's block, save and write again, later. ​ Social media sharing Automatically post into your Twitter, F...
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Our address: Microfinance, a.s. Seifertova 615/65 130 00 Prague 3 Czech Republic

Contact: Tato e-mailová adresa je chráněna před spamboty. Pro její zobrazení musíte mít povolen Javascript.  Tel.: +420 212 245 787*

URL: www.myelen.com  www.microfinance.cz

Paypal: Tato e-mailová adresa je chráněna před spamboty. Pro její zobrazení musíte mít povolen Javascript.  

Data box: r42e7km EET: A1675669

Identification number: 278 60 965

 

* After leaving a message, record your phone number. We will call back. 

 

The service provider of the portal my Electronic Loan Exchange Network (myELEN.com) is a joint-stock

company Microfinance,a.s. registered at the Czech company register kept  by City court in Prague,

section B, inset 11586.

CZK account for public: 2800379150  Bank: Fio Banka a.s. Bank code: 2010  IBAN: CZ8520100000002800379150  SWIFT: FIOBCZPPXXX

CZK non-public account for suppliers: 2600379148  Bank: Fio Banka a.s.  Bank code: 2010 IBAN: CZ5120100000002600379148  SWIFT: FIOBCZPPXXX

EUR account for public: 2300379162  Bank: Fio Banka a.s. Bank code: 2010 IBAN: CZ2620100000002300379162 SWIFT: FIOBCZPPXXX

USD account for public - Fio Bank: 2500591053  Bank: Fio Banka a.s. Bank code: 2010 IBAN: CZ2020100000002500591053 SWIFT: FIOBCZPPXXX 

 GBP account for public: Bank: Fio Banka a.s. Bank code: 2010 Account No. - GBP: 2300591059 IBAN: CZ6120100000002300591059

SWIFT: FIOBCZPPXXX

 

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